ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN  METODE RGEC PT. BANK MALUKU - MALUKU UTARA

Muslim Muslim

Muslim Muslim Universitas Darussalam Ambon

Keywords: Bank Health, Risk Profile, Good Corporate Governance, Earning, Capital

Abstract

The purpose of this study was to determine the soundness level of the bank using the RGEC method at PT. Bank Maluku- Maluku Utara for the period 2016 - 2018. This research uses descriptive research with a quantitative approach, namely by means of the bank's financial statements are analyzed and tabulated according to analysis needs. This study uses secondary data obtained from the official website of the Financial Services Authority and the website PT. Bank Maluku-Maluku Utara. The data were analyzed using the RGEC method. The results showed that the risk profile with the NPL ratio included PK-1 composite and LDR ratio including PK-3. GCG is included in the category including PK-3 composite. Earning and Capital ratios are included in the PK-1 category. Health level of PT. Bank Maluku-North Maluku during the period 2016 - 2018 in the PK-2 composite category (Healthy)