ANALISIS PENGARUH RASIO LDR TERHADAP RASIO ROA PADA PT. BPR MODREN EXPRESS

Abstract

The purpose of this research is to determine the effect of the LDR ratio on ROA at PT BPR Modren Express. The analytical method used is liner regression. The test t and test F results are sig 0.045, meaning the sig value is 0.045 < 0.05. This shows that Ha is accepted and Ho is rejected. The hypothesis which states that LDR has a significant effect on profitability is proven. Meanwhile, the regression coefficient value is -0.018, meaning that if the LDR ratio increases by 1%, ROA will decrease by 0.018%. The coefficient of determination is an analysis to find out how much influence the independent has on the dependent. The calculation result of the coefficient of determination is 0.585 or 58.8%, this means that the LDR ratio can influence the ROA ratio by 58.8%, while the remaining 41.2% is influenced by other factors not included in this research